Overspending in America – Statistics and Facts [Infographic]
![Overspending in America – Statistics and Facts [Infographic]](http://cooltickling.com/wp-content/uploads/2012/12/overspending-in-america.jpg)
Only 44% of Americans understand that a credit score measures the risk of not repaying a loan, rather than their debt or financial resources. 52% of Americans are spending more than they earn, out of which 21% regularly have monthly expenses in excess of their income, only 13.5 percent adjust their spending the following month to get their finances back on track.

Infographic by- The Credit Examiner